SmartPesa Credible
Blockchain Infrastructure
SmartPesa Credible is focused on empowering small and medium businesses with an opportunity to monetize their own data and use it for credit. The system collects data for merchants and provides them with a blockchain solution, where business owners can exchange data for tokens that can be used for checking and collateral.
SmartPesa Credible is focused on empowering small and medium businesses with an opportunity to monetize their own data and use it for credit. The system collects data for merchants and provides them with a blockchain solution, where business owners can exchange data for tokens that can be used for checking and collateral.
The platform allows crediting, as well as providing potential creditors with data analysis and evaluation. Account holders can purchase credit reports or other credit assessors, and pay third parties, such as notaries, accountants, banks, and others, to confirm that the data is verified.
The platform is a market for borrowers and lenders, who can advertise, find, negotiate and lend. The system is open to institutions and to peer-to-peer crediting. SmartPesa offers POS terminals that support fiat and crypto payments. The digital wallet is available through the mobile app, which is available on both iOS and Android.