SUR is a token used in the Suretly crowdvouching platform. The SUR tokens are based on the Ethereum and Waves networks. Suretly gives the opportunity to people called borrowers to get a quick loan. It works quite similar to the peer-to-peer protocol, but the clients don‘t lend the money to one another, but instead, they use the money as a guarantee to the lenders. There are three types of users on the platform – Vouchers, Borrowers, and Lenders. Vouchers are those who guarantee and decide whether to approve a loan or not. Every approval costs from 2 to 10 dollars and Borrowers have to find enough Vouchers to approve the entire loan. Vouchers don‘t lend money to anyone, but they guarantee that they will pay a small part of the loan when it takes place. The money is returned to the participant the next day after the loan has happened. Borrowers have their personal data protected at all times.On the app of Suretly, there is a list of borrowers. Their profile has a profile picture, city, age, gender, and money back plan. Every voucher can choose a borrower and vouch for using the SUR token as a guarantee. In 2018 the platform started working in Russia and Kazakhstan.

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